Invest 1 million

Last updated 29.11.2021 

Investing money properly - thanks to the zero interest rate policy that has prevailed for years, this is a major challenge for all investors, whether small or large. But even in 2021 there are still some investment opportunities to invest your savings profitably and with manageable risk. The year 2022 will also be highly exciting in terms of investment opportunities, as new framework conditions for capital investments in Germany were set after the Bundestag elections in September 2021. We will continuously update this article to take future changes into account.

Let's now assume an investor who wants to invest one million euros. What are the options for investing 1 million?

Equity investment EUR 1 millionReal estate investment without debt capital Real estate investment with debt capital EUR 1 millionSavings book EUR 1 million 
Return on capital employedApprox. 5-7% p.a.Approx. 4-7% p.a. (depending on location)Approx. 20-30% p.a. (Depending on the amount of debt capital and location)Approx. 0.5% p.a.
SecurityWith a long investment horizon: Relatively safeRelatively safeRelatively safeGuaranteed up to €100,000 per bank deposit
Susceptibility to fluctuationHigh (e.g. Corona shock => -30%)LowLowNone
LiquidityRelatively highMedium to long-term investment horizon necessaryMedium to long-term investment horizon necessaryGuaranteed

➡️ As you can see: The savings book is ahead in all assessment categories - except for the return. And that, of course, is the decisive criterion.

Continue with equity investments, possibly also broadly diversified in the form of one or more ETFs. It should be noted that the volatility of equity investments is quite high. In some market phases, the investor has to wait a long time for the turbo of the stock markets to ignite. If a million euros are invested in shares and the market is declining, the capital is initially tied up (unless the investor wants to sell at a loss).
If you look at the development of the MSCI World between 2014 and 2016, for example, the performance after 2 years of holding was 0%:

1 million euros Investment MSCI

With equity investments, investors must always have "staying power" in order to be able to ride out flat or negative market phases (Source: Vanguard)

➡️ A rented condominium (yield property) bought with € 1 million of equity capital normally generates a return of between 4 and 7%, depending on the location and rental income. That is between €40,000 and €70,000 per year before costs and taxes. Thanks to the fairly high level of security and low susceptibility to fluctuations, an investor who invests €1 million in this way can count on this cash flow with relative certainty. 

The most sensible way to invest in real estate is to use borrowed capital. Thus, an investor in real estate can not only invest 1 million, but - e.g. with 50% borrowed capital - buy a real estate volume of 2 million euros. The cash flow from the investment is considerable; on the cost side, interest costs (very low due to the zero interest rate environment) and the repayment of the loan add to the remaining expenses. With one or more properties worth 2 million euros, the rental income is accordingly much higher, in our example between 80,000 and 140,000 euros. The ancillary costs as well as interest and repayment are deducted from this. What remains is an amount that enables the resident to enjoy some amenities. 

Invest 1 million

Last updated 11.11.2021 

Investing money properly - thanks to the zero interest rate policy that has prevailed for years, this is a major challenge for all investors, whether small or large. But even in 2021 there are still some investment opportunities to invest your savings profitably and with manageable risk. The year 2022 will also be highly exciting in terms of investment opportunities, as new framework conditions for capital investments in Germany were set after the Bundestag elections in September 2021. We will continuously update this article to take future changes into account.

Let's now assume an investor who wants to invest one million euros. What are the options for investing 1 million?

Equity investment EUR 1 million
Return on capital employedApprox. 5-7% p.a.
SecurityWith a long investment horizon: Relatively safe
Susceptibility to fluctuationHigh (e.g. Corona shock => -30%)
LiquidityRelatively high

What does the purchase of a rented condominium look like without the use of a bank loan?

Real estate investment without debt capital 
Return on capital employedApprox. 4-7% p.a. (depending on location)
SecurityRelatively safe
Susceptibility to fluctuationLow
LiquidityMedium to long-term investment horizon necessary

The use of debt capital immediately increases the return on equity many times over (depending on the amount of the bank loan):

Real estate investment with debt capital EUR 1 million
Return on capital employedApprox. 20-30% p.a. (Depending on the amount of debt capital and location)
SecurityRelatively safe
Susceptibility to fluctuationLow
LiquidityMedium to long-term investment horizon necessary

Lastly, there is the option of the savings book as an alternative to this: 

Savings book EUR 1 million 
Return on capital employedApprox. 0.5% p.a.
SecurityGuaranteed up to €100,000 per bank deposit
Susceptibility to fluctuationNone
LiquidityGuaranteed

➡️ As you can see: The savings book is ahead in all assessment categories - except for the return. And that, of course, is the decisive criterion.

Continue with equity investments, possibly also broadly diversified in the form of one or more ETFs. It should be noted that the volatility of equity investments is quite high. In some market phases, the investor has to wait a long time for the turbo of the stock markets to ignite. If a million euros are invested in shares and the market is declining, the capital is initially tied up (unless the investor wants to sell at a loss).
If you look at the development of the MSCI World between 2014 and 2016, for example, the performance after 2 years of holding was 0%:

1 million euros Investment MSCI

With equity investments, investors must always have "staying power" in order to be able to ride out flat or negative market phases (Source: Vanguard)

➡️ A rented condominium (yield property) bought with € 1 million of equity capital normally generates a return of between 4 and 7%, depending on the location and rental income. That is between €40,000 and €70,000 per year before costs and taxes. Thanks to the fairly high level of security and low susceptibility to fluctuations, an investor who invests €1 million in this way can count on this cash flow with relative certainty. 

The most sensible way to invest in real estate is to use borrowed capital. Thus, an investor in real estate can not only invest 1 million, but - e.g. with 50% borrowed capital - buy a real estate volume of 2 million euros. The cash flow from the investment is considerable; on the cost side, interest costs (very low due to the zero interest rate environment) and the repayment of the loan add to the remaining expenses. With one or more properties worth 2 million euros, the rental income is accordingly much higher, in our example between 80,000 and 140,000 euros. The ancillary costs as well as interest and repayment are deducted from this. What remains is an amount that enables the resident to enjoy some amenities. 

Make an appointment with our experts and learn how you can invest a million euros in real estate with top cash flow.

Apreface to the monetary policy of 2021 is permitted at this point: an end to the money injections is not to be expected at present. On the contrary - due to the state's aid payments to companies, many firms have survived that are actually no longer up to date and would have exited the market under normal circumstances.
These companies - also called "zombie companies" - will need repeated financial support in the coming years.
The fact that this is causing the money supply to grow ever more strongly (as can be read from the M3 money supply, published by the ECB) and that this is setting in motion a Inflation is particularly worrying for investors.

Let's now switch to the investor's point of view: zero interest rates, inflation and penalty interest rates ensure that your assets are steadily decreasing. This massively thwarts investors' savings goals, and they ask themselves: what to investin?

Nevertheless, we would like to look to the future with a positive outlook, because - as always - it depends on how you deal with the circumstances. Hoarding your money under your pillow or leaving it in the bank cannot be the solution. Especially in these times, you should definitely not leave your money lying around.

If you currently want to invest 5,000 euros / invest 10 ,000 euros / invest 20 ,000 euros or even invest 50 ,000 euros / invest 100,000 euros / invest 1 million euros, then you should inform yourself well about how to invest this money and how you can even cleverly use the current situation for your own savings goals. We would like to give you some assistance with this article.

Legal notice: This article is for information purposes only and represents our assessment of the various investment opportunities. Our explanations are expressly not investment recommendations.

Investment opportunities Overview

If you are wondering how and where to invest your money currently, certain criteria should be kept in mind.

In our current assessment we look at the following criteria:

  • Yield
  • Security
  • Flexibility
  • Complexity
  • Future opportunities
  • Green conscience
  • Suitable life phase
  • Credit rating
  • Save taxes

The return on investment is the income that you earn from your Investment achieve. The return is closely related to the criterion of security. If you choose a safe investment, the return is usually limited. If you want to achieve the highest possible return, you must not focus too much on security. A high return is usually also associated with a high risk.

As far as flexibility is concerned, we refer to the availability of your assets. What does that mean? Well, you can sell a share within a few seconds. If you invest your assets in fixed deposits, they are not available to you for a certain period of time. This means that when you are thinking about how to invest your money, you should be aware of whether or not you need to access your money in the foreseeable future.

Complexity should also always be taken into account, because not every form of investment is suitable for beginners. If you have no previous experience with investing money, you should rather avoid financial products that are too complex or at least approach them step by step.

In order to rank an investment in terms of return, flexibility and complexity, the Magic triangle of investment

Furthermore, we pay attention to the future prospects of the individual forms of investment. Which investment is likely to continue to yield a profit in the future?

The green conscience has increasingly been added to the list of requirements for a suitable capital investment, especially in recent years. People live more consciously and sustainably and expect precisely these characteristics from their financial products as well.

Which investment option is right for you is also strongly related to your current phase of life. Are you a student? Do you have children? What stage of life are you currently in? And for how long do you want to invest your money?
If you still have your life ahead of you, for example, it makes sense to think long-term and invest smaller amounts every month. 

Investment opportunities can also be differentiated with regard to creditworthiness. There are forms of investment that require a sufficiently good credit rating, while this is not necessary for other forms of investment. Here, too, it is important to know your current financial situation.

As a final criterion, we look at the tax aspect of an investment. Where are the possibilities? Save taxes (e.g. with real estate)?

We focus our assessment on the most common forms of investment: Call money/fixed-term deposits, government bonds, shares/funds/ETFs, gold and real estate.

Depending on the amount of capital available, different types of investments or portfolio mixes come into question. In the following, we show which options are available to you with which amount of money.

Invest 5,000 euros

What do Iinvest in if I want to invest 5,000 euros

Real estate:

Surprising for many: With 5,000 euros it is possible to invest in a property as a capital investment.
The idea is to buy a flat in a location that ensures good rentability and cover the purchase price with a bank loan. The 5,000 euros are used for the incidental costs of the purchase.
With the monthly rental income, the bank loan is repaid bit by bit and the interest is serviced. In this way, the tenant builds up the landlord's assets from day one.

With the current very low interest rates, it is usually possible to offset the rental income against the repayment of the bank loan and the interest payment. The bottom line is a black zero - but you build up assets month by month (Increase in the value of the property not even taken into account!).
Later, when the loan is paid off, there is an attractive monthly cash flow in the amount of the rental income. Unquestionably one of the best investments at the momentof the 5,000 euros in equity capital available.
Risk ("concrete gold"), complexity ("360° package") and equity investment (use of borrowed capital) are low. 

Rating: ⭐⭐⭐⭐ (4/5)

Government bonds:

Government bonds generally only make sense with a higher capital investment. But then you would have a "safe" position in your portfolio. In the case of government bonds, one also speaks of the "risk-free interest rate".
However, the fact that this interest rate is not really risk-free is shown by the example of the debt ceiling in America: this limit had to be significantly adjusted upwards in September 2021 in order to be able to issue further government bonds. If this had not happened, the American state would not have been able to meet its interest and bond repayments and would have been officially insolvent in October 2021.

Rating: ⭐ (1/5)

Shares/Funds/ETFs:

Shares, funds and ETFs can be suitable forms of investment. However, it might be more sensible to set up a savings plan and and not make a one-off investment. This way you can avoid buy at an expensive entry point. Possibly property in combination with a share or ETF savings plan. or ETF savings plan.

Rating: ⭐⭐⭐⭐ (4/5)

Gold:

The situation with gold is similar to that with government bonds. For larger it could make sense to include a gold component in the portfolio. include a gold component in the portfolio.

Rating: ⭐ (1/5)

Call money/fixed-term deposits:

An investment in overnight money or fixed-term deposits is currently likely to yield at present. However, call money scores in terms of flexibility, as your money is available on a daily basis. You could also account before the end of the term and have the money paid out. term and have the money paid out, but such a procedure would be however, this would involve high costs and a loss of interest. associated with this.

Rating: ⭐⭐⭐ (3/5)

Invest 10,000 euros

What are the options for investing 10,000 euros?

Real estate:

A Real estate investment makes the most sense if it is made with this level of investment. The ancillary purchase costs can be borne entirely byit. This has a positive effect on the interest rate, and the property can also be somewhat more expensivewith10,000 euros of equity .With 10,000 euros of available capital, real estate is therefore an important part of the answer to the question: What to invest in?

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Even at 10,000 euros, government bonds would not be a lucrative investment. investment.

Rating: ⭐ (1/5)

Shares/Funds/ETFs:
In principle, real estate would make more sense from a return point of view (keyword: debt leverage leads to much higher equity returns), but investors who want more flexibility might be well advised with shares.

Rating: ⭐⭐⭐ (3/5)

Gold:

A gold investment is equivalent to an investment in government bonds in this asset class: it would have a greater benefit at a higher investment value.

Rating: ⭐ (1/5)

Call money/fixed-term deposits:

In both cases, the return would simply be too weak. Investors could resort to better alternatives and thus avoid any opportunity costs. The only advantage could be the high flexibility, but in the case of time deposits - as already mentioned above - this could cause further costs.

Rating: ⭐⭐ (2/5)

Invest 20,000 euros

Investing 20,000 euros - in what?

Real estate:

20,000 euros could be a perfect budget to implement a sustainable real estate investment in two properties. As with a capital of 10,000 euros, the equity capital of 20,000 euros could be used for the ancillary purchase costs. With the difference that you could purchase two properties for it.
The purchase price would again be financed through a bank and your tenants would repay the loan for you. It is important to take out a favourable loan; here it is advisable to carry out a financing comparison. This type of investment could form a major part of your retirement provision. However, diversification could also be considered for this asset class by investing a partial sum additionally in shares, ETFs, government bonds and/or gold. Real estate would be the safest form of investment in this portfolio.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

With an investment amount of 20,000 euros, government bonds could be considered a certain safety anchor.
However, this amount could still be considered too low - it would probably only make sense from a free
equity amount of 25,000 euros, so that 5,000 euros could be parked in government bonds.

Rating: ⭐⭐ (2/5)

Shares/Funds/ETFs:

Presumably, an investment in real estate would be more worthwhile in this asset class in the long term. Another thing to consider is that with shares you would not be able to take advantage of the tax benefits that real estate offers.

Rating: ⭐ (1/5)

Gold:

Whether an investment in gold is a good option at 20,000 euros could be doubted. In principle, adding gold to the investment portfolio from 20,000 euros + could be a sensible move.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

In this asset class, your money might not grow the way you want it to. Both call money and time deposits offer little to no interest. There could be significantly better alternatives for investing your money.

Rating: - (0/5)

Invest 30,000 euros

What does the investment look like at 30,000 euros?

Real estate:

With 30,000 euros, it might make sense to first proceed as with 20,000 euros. This means: Purchase of two properties financed by a bank. 20,000 euros are brought in as equity to cover the incidental costs of the purchase. The loan would again be paid off by the tenants. To secure the investment, the remaining 10,000 euros could be invested in government bonds or gold. Alternatively, the 10,000 euros could be put into the property financing as additional equity to lower the interest rate (the higher the equity, the lower the interest rate, but the lower the return on equity).
If an investor wants to accept a higher risk, he could also invest this share in shares. However, this would require the ability to ride out a crisis, as prices can plummet in times of crisis. During the Corona crisis, for example, the DAX lost almost 40% of its value at times, while income properties suffered virtually no loss in value.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Those looking for a safe haven in this asset class (30,000 euros) could find what they are looking for in government bonds.

Rating: ⭐⭐ (2/5)

Shares/Funds/ETFs:

Shares could make sense. However, the investor would have to be very willing to take risks. It might be a good idea to combine the investment in shares with the purchase of a property. In this way, the property offers security and the investor could invest part of his money in shares at a high risk.
On the other hand, those who do not want to take any risk would probably rather combine their real estate investment with government bonds or gold.

Rating: ⭐⭐ (2/5)

Gold:

Gold would be a good small component of the investment. The remaining assets could be invested in real estate.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

Due to the vanishingly low interest rates, capital investors have clearly more profitable alternatives at their disposal.

Rating: - (0/5)

Invest 50,000 euros

How could 50,000 euros be invested lucratively?

Real estate:

With 50,000 euros, an investor can build up a real estate-focused portfolio that can be supplemented with lower-yielding but default-proof components.
Thus, 2/3 of the assets could be invested in real estate. The procedure would be the same as for the 20,000 euros described above.
1/3 of the capital could be invested in government bonds or gold.
If you want to take a higher risk, you could also invest this third in shares or ETFs. This would give the investor higher return opportunities, but also a greater risk.

With a medium risk profile, consideration could also be given to splitting this last third between crisis-proof components such as gold and government bonds and riskier forms of investment such as equities or ETFs.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Government bonds are conceivable as an alternative to gold for integration into a mixed portfolio.

Rating: ⭐⭐ (2/5)

Shares/Funds/ETFs:

Here, an addition to the portfolio of an investor who has a medium risk profile could be a good idea.

Rating: ⭐⭐⭐ (3/5)

Gold:

Like government bonds, gold is a safe component of a mixed portfolio.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

Because of the many more lucrative options, neither call money nor time deposits make much sense. Investors would only lose money.

Rating: - (0/5)

Invest 100,000 euros

Investment opportunities with a capital of 100,000 euros - this is where it gets more exciting.
With 100,000 euros you could create a diversified portfolio, with a focus on real estate.

Atmobilia:

With 100,000 euros, it is possible to acquire three to four properties as an investment. These properties could form the basis of a diversified portfolio that is either heavily hedged by gold and/or government bonds or contains a more risk-oriented component in the form of shares and ETFs.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

As mentioned above, government bonds could serve as a hedge for the portfolio.

Rating: ⭐⭐ (2/5)

Shares/Funds/ETFs:

For risk-averse investors, it would probably not be a sensible option to fill the portfolio with shares. For a medium risk profile, an admixture of shares or ETFs could be clever if the real estate portfolio is also hedged by gold and/or bonds.

Rating: ⭐⭐⭐ (3/5)

Gold:

Gold could be a good alternative to government bonds to hedge the real estate portfolio. Gold also has a high degree of security, but the return is limited. The independence from crises makes gold attractive as a safe anchor for difficult times. If gold is bought, then possibly not as a certificate or similar, but as "real" gold in the form of coins or bars. These have real value in the event of a crisis and can be used as an object of exchange.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

Furthermore, unsuitable for an investment in this asset class, as there is no interest here. If you want to be able to withdraw a small part of the investment very flexibly, then call money could be an option.

Rating: - (0/5)

Invest 150,000 euros

What to invest in when 150,000 euros are available? Nowadays, anyone with 150,000 euros in equity capital can have excellent
have excellent prospects of attractive returns.

Real estate:

A large part of the portfolio could be based on properties that are rented out. This means: Build up passive income and generates a positive cash flow. Up to ten properties could be purchased in this asset class, as the equity investment per property is 8,000 to 12,000 euros, which is relatively low.

In order to avoid cluster risk, it would make sense to use the concept of the Virtual Apartment Building. This concept works as follows:
Various flats are purchased throughout Germany, which are managed centrally.
This concept works like an investment in a house with several flats. However, the management effort is significantly lower with a virtual apartment building and the investor benefits from the advantage of diversification, as the properties are located in different locations. If, contrary to expectations, one location takes a weak economic development direction, the overall real estate portfolio is very well protected thanks to the diversification. In combination with tax-saving concepts such as an asset-managing GmbH, real estate could be the key to financial independence.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Part of the 150,000 euros could be invested in the long-term hedging of the portfolio with government bonds. Government bonds do not yield an attractive return, but they are extremely default-proof.

Rating: ⭐⭐ (2/5)

Shares/Funds/ETFs:

Since the main focus of an investment could be placed on a virtual apartment building, which already achieves good to very good returns, the need for an
investment in shares or ETFs could no longer exist. However, those who do not want to do without shares in this asset class could at least put a smaller part of the capital into a share investment to make their portfolio more colourful. An ETF investment might be preferable to an investment in individual shares in order to benefit from diversification.

Rating: ⭐⭐ (2/5)

Gold:

In this constellation, gold can replace the hedging of the portfolio by government bonds, as gold also retains its value in times of crisis.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

In this asset class, too, call money and time deposits would perform poorly due to the non-existent interest rates, as a wealthy investor is likely to be more focused on growing his money and not being able to access it flexibly.

Rating: - (0/5)

Invest 200,000 euros

What are the options for investing 200,000 euros? With an equity investment of 200,000 euros, an investment portfolio that places a strong focus on real estate, but integrates safe components such as
government bonds/corporate bonds and/or gold, is a good idea. So in concrete terms: What do you invest in for 200,000 euros of capital?

Real estate:

As with 150,000 euros of capital, an investment in a Virtual Apartment Building would be an attractive option for establishing a real estate portfolio across Germany.
The advantage over the purchase of a conventional apartment building is primarily that the individual flats are located in various top German locations. However, the management is carried out centrally and is therefore significantly cheaper.

In addition, tax savings can be realised with real estate, which can be very significant in such a magnitude and thus offer a further advantage over other types of investment.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Government bonds can also serve as a hedging portfolio component in this asset class.

Rating: ⭐⭐⭐ (3/5)

Shares/Funds/ETFs:

Of course, part of the assets could also be invested in shares or ETFs here. However, there is no leverage in this context, as is the case with real estate, for example. This means that only the equity capital employed works for the investor, which leads to a reduction in the return - with relatively high risk.

Rating: ⭐⭐ (2/5)

Gold:

A gold investment could be used to hedge the real estate portfolio.

Rating: ⭐⭐⭐ (3/5)

Call money/fixed-term deposits:

Once again, an investor would probably want to concentrate on high-yield investments. In this case, call money and time deposits would not be considered.

Rating: - (0/5)

Invest 500,000 euros

500,000 euros are to be invested - but in what? In principle, a real estate-weighted,
diversified portfolio with applied tax saving effects is also obvious here.

Real estate:

It can be a major challenge for investors to build up a property portfolio over a period of several months or years that is diversified and does not represent a cluster risk.

For this reason, we have developed the concept of the so-called Virtual Apartment Building. This concept combines the advantages of many small investments in individual flats at different locations and the advantages of a central investment in a larger property that has many flats at one location.

In a large property, condominium and rental management are done centrally. However, there is a cluster risk in such a case, as all flats are in one location. With the help of the Virtual Apartment Building, an investor can benefit from several top regions throughout Germany and at the same time have access to centralised management.

Compared to an investment in shares or ETFs, investors can also take advantage of tax benefits. On the one hand, it is possible to sell the property tax-free after ten years. On the other hand, a listed property can bring tax advantages in that large sums of the renovation costs can be deducted from tax.

Rating: ⭐⭐⭐⭐⭐ (5/5)

Government bonds:

Investors who do not want to take on a lot of risk can include government bonds as a safe building block in their portfolio. This component could either be supplemented or replaced by gold.

Rating: ⭐⭐⭐ (3/5)

Acks/funds/ETFs:

Shares - like real estate - are tangible assets. Those who have already made a high-yield real estate investment do not need to invest in additional tangible assets.

Rating: ⭐⭐ (2/5)

Gold:

Both gold and government bonds serve to hedge the portfolio. However, both forms of investment could also be combined as safe building blocks.

Rating: ⭐⭐ (2/5)

Call money/fixed-term deposits:

An investor who has equity capital of 500,000 euros to invest is probably not in the situation where he needs to get hold of an amount invested in overnight money as quickly as possible. Therefore, the only advantage, namely the advantage of flexibility, is losing more and more of its value and tends to be less effective in this asset class.

Rating: - (0/5)

Investing money the right way: Conclusion and outlook

Invest in what? That depends largely on three things:

  • The amount of capital available,
  • the investor's need for security, and
  • the liquidity requirements of the investment

A property as an investment represents a sustainable investment with strong returns already from an amount of 5,000 euros - but in some cases only from an amount of 10,000 euros.

If significantly higher equity is available, hedging the portfolio with bonds or gold plays a major role.

Whether additional diversification through equities or ETFs is appropriate always depends on the investor's personal risk profile.

In principle, however, it has become apparent in recent decades that real estate can prove to be the better alternative due to the possible leverage and the not inconsiderable tax savings.

We will be happy to advise you without obligation about your options for investing in an income property.

Anyone can own an investment property.

We will be happy to advise you without obligation and free of charge on your options for investing in a property as a capital investment. Our clients invest between 5,000 euros and 200,000 euros (equity). Let's talk about your investment options:

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