{"id":9641,"date":"2024-10-22T10:53:11","date_gmt":"2024-10-22T08:53:11","guid":{"rendered":"https:\/\/meine-renditeimmobilie.de\/?p=9641"},"modified":"2024-10-22T13:14:12","modified_gmt":"2024-10-22T11:14:12","slug":"saving-money-tips-for-a-frugal-everyday-life","status":"publish","type":"post","link":"https:\/\/meine-renditeimmobilie.de\/en\/saving-money-tips-for-a-frugal-everyday-life\/","title":{"rendered":"Saving Money &#8211; Tips for a Frugal Everyday Life"},"content":{"rendered":"<p style=\"font-weight:bold\">\r\n\tA lesser-known advantage of real estate is that it strongly motivates owners to save money. Paying off one&#8217;s property\u2014or buying one at all\u2014is a highly motivating savings goal. With this goal in mind, living frugally is no longer just about sacrifice but becomes a means of systematic wealth building.\r\n<\/p>\r\n<p>\r\n\tBelow are some tips on how to save money in everyday life without overly restricting yourself. The savings potential of each measure varies, but considering both financial savings and environmental protection, even small savings can make sense.\r\n<\/p>\r\n<p>\r\n\tIf school-age children are part of your household, we recommend not taking (voluntary) saving to the point where the children might face ridicule. Hardcore frugality is better suited for singles, childless couples, or families whose children have already left home.\r\n<\/p>\r\n\r\n<section>\r\n\t<h2>Saving in the Kitchen<\/h2>\r\n\t<p>\r\n\t\tAlways cook with a lid on.\r\n\t<\/p>\r\n\t<p>\r\n\t\tFor pasta, rice, etc., use only as much water as necessary.\r\n\t<\/p>\r\n\t<p>\r\n\t\tHeating water in a kettle is worthwhile for small amounts for tea and coffee. For large quantities, the kettle itself gets heated, and energy is lost when transferring the water to the pot.\r\n\t<\/p>\r\n\t<p>\r\n\t\tFor large amounts of water that need to boil for a long time, a kettle is not necessarily better than an induction hob. A gas hob, at previous gas prices, was an excellent option for heating water and is becoming so again as gas prices drop.\r\n\t<\/p>\r\n\t<p>\r\n\t\tLearn how to use a pressure cooker, e.g., for goulash and stews. These dishes are also great for using leftovers the following days.\r\n\t<\/p>\r\n\t<p>\r\n\t\tTurn off stove burners early to use residual heat.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse leftovers from the previous day, e.g., fry up dumplings (northern German: Kl\u00f6\u00dfe) or noodles in a pan.\r\n\t<\/p>\r\n\t<p>\r\n\t\tWarm Wiener sausages and other boiled sausages in the microwave instead of hot water.\r\n\t<\/p>\r\n\t<p>\r\n\t\tBrowse supermarket brochures for special offers; cut out interesting ones and stick them on the fridge.\r\n\t<\/p>\r\n\t<p>\r\n\t\tGet the last bit out of ketchup bottles: dilute with a bit of water and shake or cut the bottle open.\r\n\t<\/p>\r\n\t<p>\r\n\t\tBring lunch in a Tupperware container and heat it in the office microwave.\r\n\t<\/p>\r\n\t<p>\r\n\t\tCoffee: Use a French press instead of a capsule machine. Capsules are expensive, even those from discount stores.\r\n\t<\/p>\r\n\t<p>\r\n\t\tVegetables and fruits might be cheaper at markets than at discount stores.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDon&#8217;t go shopping when hungry.\r\n\t<\/p>\r\n\t<p>\r\n\t\tTake food that will soon be heated out of the refrigerator early.\r\n\t<\/p>\r\n\t<p>\r\n\t\tLet warm food cool before placing it in the refrigerator.\r\n\t<\/p>\r\n\t<p>\r\n\t\tSet the refrigerator slightly warmer, e.g., 6\u00b0C instead of 5\u00b0C.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDon&#8217;t refrigerate items that don&#8217;t need it: anything not refrigerated at the store.\r\n\t<\/p>\r\n\t<p>\r\n\t\tEggs in the USA need refrigeration because they are washed before sale. In Germany, the protective coating remains intact, so eggs don&#8217;t need to be refrigerated for 18 days from the laying date.\r\n\t<\/p>\r\n\t<p>\r\n\t\tRegularly defrost the freezer to remove large ice blocks and save up to 15% on electricity.\r\n\t<\/p>\r\n<\/section>\r\n\r\n<section>\r\n\t<h2>Saving in the Bathroom<\/h2>\r\n\t<p>\r\n\t\tCollect water from the shower and dryer with a bucket for cleaning or watering plants.\r\n\t<\/p>\r\n\t<p>\r\n\t\tCollect cold shower water that runs before it gets warm and reuse it.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse a washcloth instead of showering on cooler days.\r\n\t<\/p>\r\n\t<p>\r\n\t\tShower at the gym.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDon&#8217;t flush after every minor use.\r\n\t<\/p>\r\n\t<p>\r\n\t\tRoll up toothpaste tubes with a pencil or similar to get the last bit out.\r\n\t<\/p>\r\n\t<p>\r\n\t\tTake cold showers. Gradually lower the temperature and start colder each time. Cold showers boost the immune system and circulation.\r\n\t<\/p>\r\n\t<p>\r\n\t\tAdd some water to shampoo bottles and shake to use the last drops.\r\n\t<\/p>\r\n\t<p>\r\n\t\tCut hair yourself with a hair clipper, e.g., Braun brand, for about \u20ac30-50.\r\n\t<\/p>\r\n\t<p>\r\n\t\tReuse bathwater: Two close people bathe consecutively, then use the water for flushing the toilet.\r\n\t<\/p>\r\n<\/section>\r\n\r\n<section>\r\n\t<h2>Saving on Mobility<\/h2>\r\n\t<p>\r\n\t\tKeep driving your old car as long as it passes the vehicle inspection.\r\n\t<\/p>\r\n\t<p>\r\n\t\tRefuel in the evening between 6 and 10 PM. Avoid later hours as prices rise again.\r\n\t<\/p>\r\n\t<p>\r\n\t\tIn high summer, mornings can be better for refueling as the gasoline is cooler, denser, and provides higher energy content.\r\n\t<\/p>\r\n\t<p>\r\n\t\tBecome an all-weather cyclist (&#8220;always pedaler&#8221;) and learn to repair your bike yourself.\r\n\t<\/p>\r\n\t<p>\r\n\t\tSave money and strengthen social ties with carpooling.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse car-sharing services instead of owning a car. Look for affordable regional providers like Stattauto in Munich. These often don&#8217;t require a credit card.\r\n\t<\/p>\r\n<\/section>\r\n\r\n<section>\r\n\t<h2>Saving Fuel<\/h2>\r\n\t<p>\r\n\t\tUse &#8220;Eco&#8221; mode for automatic transmissions if available.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDrive anticipatively. Braking wastes energy. When approaching a red light, don&#8217;t shift to neutral but use engine braking.\r\n\t<\/p>\r\n\t<p>\r\n\t\tTurn off the engine during idle times, such as at railroad crossings.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDriving in a truck&#8217;s slipstream is theoretically efficient but unsafe as it quickly violates the minimum following distance.\r\n\t<\/p>\r\n\t<p>\r\n\t\tOpen windows instead of air conditioning is only efficient in city traffic. At high speeds, disturbed aerodynamics increase fuel consumption.\r\n\t<\/p>\r\n\t<p>\r\n\t\tInflate tires to the maximum allowable pressure. Underinflated tires consume extra fuel.\r\n\t<\/p>\r\n\t<p>\r\n\t\tConsider energy-saving tires if a new purchase is needed. Low rolling resistance tires can save 0.5 liters per 100 kilometers.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDon&#8217;t use your car as a rolling storage unit. Empty the trunk.\r\n\t<\/p>\r\n\t<p>\r\n\t\tAvoid short trips. While gasoline engines handle short trips better than diesel, they consume more fuel when cold.\r\n\t<\/p>\r\n\t<p>\r\n\t\tDrive moderately and steadily. For small cars, speeds just under 100 km\/h are recommended for optimal fuel consumption; for more powerful cars, around 110 to 130 km\/h.\r\n\t<\/p>\r\n<\/section>\r\n\r\n<section>\r\n\t<h2>Saving at Home and in General<\/h2>\r\n\t<p>\r\n\t\tUse old clothes as cleaning rags. This is common in commercial settings.\r\n\t<\/p>\r\n\t<p>\r\n\t\tReplace the gym with bodyweight exercises (squats, push-ups).\r\n\t<\/p>\r\n\t<p>\r\n\t\tRun dishwashers and washing machines at night if on a night-rate electricity plan or during the day if you have solar panels.\r\n\t<\/p>\r\n\t<p>\r\n\t\tExperiment with lower washing machine temperatures. &#8220;40 is the new 60.&#8221;\r\n\t<\/p>\r\n\t<p>\r\n\t\tShake out and hang laundry to dry without wrinkles to save ironing and dryer use.\r\n\t<\/p>\r\n\t<p>\r\n\t\tReuse gift wrapping annually. Collect wrapping paper from opened presents for future use.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUnplug internet routers and other standby devices when not in use, including overnight.\r\n\t<\/p>\r\n\t<p>\r\n\t\tChange providers regularly for discounts and better prices on utilities, internet, and mobile plans.\r\n\t<\/p>\r\n\t<p>\r\n\t\tCancel unnecessary subscriptions (e.g., Netflix). Platforms like YouTube and public broadcaster libraries offer plenty of free content.\r\n\t<\/p>\r\n<\/section>\r\n\r\n<section>\r\n\t<h2>Saving with Humor<\/h2>\r\n\t<p>\r\n\t\tAttention, the following tips are <strong>not serious<\/strong>:\r\n\t<\/p>\r\n\t<p>\r\n\t\tTake longer strides to save shoe soles.\r\n\t<\/p>\r\n\t<p>\r\n\t\tLive with your parents as long as possible, and then move in with your children.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse a mirror so you only need two candles for the 4th Advent.\r\n\t<\/p>\r\n\t<p>\r\n\t\t&#8220;Swabian spritzer&#8221;: 30% mineral water and 70% tap water.\r\n\t<\/p>\r\n\t<p>\r\n\t\t&#8220;Scottish tomato soup&#8221;: A bright red plate with hot water.\r\n\t<\/p>\r\n\t<p>\r\n\t\tSell your dog and bark yourself.\r\n\t<\/p>\r\n\t<p>\r\n\t\tTurn off the doorbell and put up a &#8220;Please Knock&#8221; sign to save electricity.\r\n\t<\/p>\r\n\t<p>\r\n\t\tChange your last name to save ink when signing.\r\n\t<\/p>\r\n\t<p>\r\n\t\tOnly give technical books as gifts; read them yourself beforehand and write them off on your taxes.\r\n\t<\/p>\r\n\t<p>\r\n\t\tWatch videos at 1.5x speed to save electricity and time.\r\n\t<\/p>\r\n\t<p>\r\n\t\tLeave the TV off while watching \u2014 it&#8217;s always the same anyway.\r\n\t<\/p>\r\n\t<p>\r\n\t\tSwap the sender and recipient on letters to avoid postage fees.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse torn stockings as coffee filters.\r\n\t<\/p>\r\n\t<p>\r\n\t\tRead the neighbor&#8217;s newspaper with binoculars.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse the back of incoming mail as printer paper.\r\n\t<\/p>\r\n\t<p>\r\n\t\tGet gifts wrapped for free at drugstores with your own items.\r\n\t<\/p>\r\n\t<p>\r\n\t\tMarry during a pandemic to save on guest lists and venues, best combined with the next tip:\r\n\t<\/p>\r\n\t<p>\r\n\t\tMarry, start a relationship, or have a baby (or be born) on February 29.\r\n\t<\/p>\r\n\t<p>\r\n\t\tWrite on calendars with a pencil to reuse them when the year repeats. For example, 2024 can be reused in 2052, but 2025 repeats as early as 2031.\r\n\t<\/p>\r\n\t<p>\r\n\t\tName your children after yourself to share admission tickets.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse homeopathic sugar globules as regular sugar.\r\n\t<\/p>\r\n\t<p>\r\n\t\tCollect your hair clippings at the hairdresser&#8217;s to use as dental floss or pillow stuffing.\r\n\t<\/p>\r\n\t<p>\r\n\t\tOrder each scoop of ice cream in its own cone.\r\n\t<\/p>\r\n\t<p>\r\n\t\tUse &#8220;Swabian cloud&#8221;: Send yourself an email with attachments.\r\n\t<\/p>\r\n\t<p>\r\n\t\tBahnCard 100: More than \u20ac4,000. A Bundeswehr uniform on eBay: Starting at \u20ac10.\r\n\t<\/p>\r\n<\/section>\r\n\r\n\r\n","protected":false},"excerpt":{"rendered":"<p>A lesser-known advantage of real estate is that it strongly motivates owners to save money. Paying off one&#8217;s property\u2014or buying [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":6406,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_locale":"en_US","_original_post":"https:\/\/meine-renditeimmobilie.de\/?p=8376","footnotes":""},"categories":[167],"tags":[],"post_folder":[231],"class_list":["post-9641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wealth-creation","en-US"],"_links":{"self":[{"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/posts\/9641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/comments?post=9641"}],"version-history":[{"count":1,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/posts\/9641\/revisions"}],"predecessor-version":[{"id":9642,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/posts\/9641\/revisions\/9642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/media\/6406"}],"wp:attachment":[{"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/media?parent=9641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/categories?post=9641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/tags?post=9641"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/meine-renditeimmobilie.de\/wp-json\/wp\/v2\/post_folder?post=9641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}