Real estate investment advice

Meine-Renditeimmobilie GmbH offers independent real estate investment advice.
When investors buy an investment property, they can of course look for the right property on their own. But there are good reasons to seek detailed advice:

Real estate investment yieldIf you search on your own, you will only find exciting investment properties with top returns in exceptional cases. The attractive offers are sold out in no time at all.

  • Our solution: off-market properties that cannot be found on the internet. This special access enables us to provide the investment in real estate with attractive returns.

Yield Apartment MunichMany locations such as Munich, Stuttgart or Frankfurt are often offered on the market at overpriced prices. Buying an investment property in Munich is far from reality for many.

  • Our solution: By using our networks throughout Germany, employing state-of-the-art analysis technologies and applying clever leasing concepts, we offer our clients properties with at least 3.5% rental yields even in hyped locations.

Buy yield real estateWhere? Investors sometimes search for more than a year to finally find a mediocre property.

  • Our solution: Our clients buy their investment property directly from the "producer" - namely from us. With our subsidiary Meine-Immoentwickler GmbH, we develop properties in attractive locations throughout Germany.

Income property as an investment

Advantages at
At a glance

Safe investment

Maintain value security even in times of crisis thanks to tangible assets!

Tax benefits

Make use of the possibilities of tax depreciation.

Rising rental income

Thanks to legal regulations or pre-contracted rent increases.

Inflation protection

Your investment in real estate is protected against inflation, as real estate is a tangible asset and increases in value.

Value enhancement

Historically, real estate offers a sustainable increase in value.

Passive income

By repaying the loan, you indirectly build up assets from day one.

How does an income property pay off?

My investment in real estate is:

Investment property Example value: 80.000€ Interest rate: 1,5% Redemption: 2.0% p.a. Equity capital employed: 5.200€ (corresponds to the incidental purchase costs) I expect the following performance over the next 10 years:
YearSurplus / GrantPerformanceResidual debt
Year 1-261,96 €84.000,00 €78.388,99 €
Year 2-261,96 €88.000,00 €76.753,67 €
Year 3-261,96 €92.000,00 €75.093,64 €
Year 4-261,96 €96.000,00 €73.408,53 €
Year 5-261,96 €100.000,00 €71.697,97 €
Year 6-261,96 €104.000,00 €69.961,56 €
Year 7-261,96 €108.000,00 €68.198,93 €
Year 8-261,96 €112.000,00 €66.409,68 €
Year 9-261,96 €116.000,00 €64.593,40 €
Year 10-261,96 €120.000,00 €62.749,70 €
Sale of the property after 10 years is tax-free. Annual return on equity: 105% Total profit after 10 years: 54.630,70 €
YearSurplus / GrantPerformanceResidual debt
Year 1-261,96 €81.600,00 €78.388,99 €
Year 2-261,96 €83.200,00 €76.753,67 €
Year 3-261,96 €84.800,00 €75.093,64 €
Year 4-261,96 €86.400,00 €73.408,53 €
Year 5-261,96 €88.000,00 €71.697,97 €
Year 6-261,96 €89.600,00 €69.961,56 €
Year 7-261,96 €91.200,00 €68.198,93 €
Year 8-261,96 €92.800,00 €66.409,68 €
Year 9-261,96 €94.400,00 €64.593,40 €
Year 10-261,96 €96.000,00 €62.749,70 €
Sale of the property after 10 years is tax-free. Annual return on equity: 59% Total profit after 10 years: 30.630,70 €
YearSurplus / GrantPerformanceResidual debt
Year 1-261,96 €80.800,00 €78.388,99 €
Year 2-261,96 €81.600,00 €76.753,67 €
Year 3-261,96 €82.400,00 €75.093,64 €
Year 4-261,96 €83.200,00 €73.408,53 €
Year 5-261,96 €84.000,00 €71.697,97 €
Year 6-261,96 €84.800,00 €69.961,56 €
Year 7-261,96 €85.600,00 €68.198,93 €
Year 8-261,96 €86.400,00 €66.409,68 €
Year 9-261,96 €87.200,00 €64.593,40 €
Year 10-261,96 €88.000,00 €62.749,70 €
Sale of the property after 10 years is tax-free. Annual return on equity: 44% Total profit after 10 years: 22.630,70 €
YearSurplus / GrantPerformanceResidual debt
Year 1-261,96 €80.000,00 €78.388,99 €
Year 2-261,96 €80.000,00 €76.753,67 €
Year 3-261,96 €80.000,00 €75.093,64 €
Year 4-261,96 €80.000,00 €73.408,53 €
Year 5-261,96 €80.000,00 €71.697,97 €
Year 6-261,96 €80.000,00 €69.961,56 €
Year 7-261,96 €80.000,00 €68.198,93 €
Year 8-261,96 €80.000,00 €66.409,68 €
Year 9-261,96 €80.000,00 €64.593,40 €
Year 10-261,96 €80.000,00 €62.749,70 €
Sale of the property after 10 years is tax-free. Annual return on equity: 28% Total profit after 10 years: 14.630,70€
YearSurplus / GrantPerformanceResidual debt
Year 1-261,96 €79.200,00 €78.388,99 €
Year 2-261,96 €78.400,00 €76.753,67 €
Year 3-261,96 €77.600,00 €75.093,64 €
Year 4-261,96 €76.800,00 €73.408,53 €
Year 5-261,96 €76.000,00 €71.697,97 €
Year 6-261,96 €75.200,00 €69.961,56 €
Year 7-261,96 €74.400,00 €68.198,93 €
Year 8-261,96 €73.600,00 €66.409,68 €
Year 9-261,96 €72.800,00 €64.593,40 €
Year 10-261,96 €72.000,00 €62.749,70 €
Sale of the property after 10 years is tax-free. Annual return on equity: 13% Total profit after 10 years: 6.630,70€
 
Investment property Example value: 150.000€ Interest rate: 1,5% Redemption: 2.0% p.a. Equity capital employed: 9.750€ (corresponds to the ancillary purchase costs) I assume the following performance over the next 10 years:
YearSurplus / GrantPerformanceResidual debt
Year 1-91,92 €157.500,00 €146.979,28 €
Year 2-91,92 €165.000,00 €143.912,93 €
Year 3-91,92 €172.500,00 €140.800,28 €
Year 4-91,92 €180.000,00 €137.640,60 €
Year 5-91,92 €187.500,00 €134.433,21 €
Year 6-91,92 €195.000,00 €131.177,36 €
Year 7-91,92 €202.500,00 €127.872,35 €
Year 8-91,92 €210.000,00 €124.517,43 €
Year 9-91,92 €217.500,00 €121.111,84 €
Year 10-91,92 €225.000,00 €117.654,82 €
Sale of the property after 10 years is tax-free. Annual return on equity: 109% Total profit after 10 years: 106.425,98€
YearSurplus / GrantPerformanceResidual debt
Year 1-91,92 €153.000,00 €146.979,28 €
Year 2-91,92 €156.000,00 €143.912,93 €
Year 3-91,92 €159.000,00 €140.800,28 €
Year 4-91,92 €162.000,00 €137.640,60 €
Year 5-91,92 €165.000,00 €134.433,21 €
Year 6-91,92 €168.000,00 €131.177,36 €
Year 7-91,92 €171.000,00 €127.872,35 €
Year 8-91,92 €174.000,00 €124.517,43 €
Year 9-91,92 €177.000,00 €121.111,84 €
Year 10-91,92 €180.000,00 €117.654,82 €
Sale of the property after 10 years is tax-free. Annual return on equity: 63% Total profit after 10 years: 61.425,98€
YearSurplus / GrantPerformanceResidual debt
Year 1-91,92 €151.500,00 €146.979,28 €
Year 2-91,92 €153.000,00 €143.912,93 €
Year 3-91,92 €154.500,00 €140.800,28 €
Year 4-91,92 €156.000,00 €137.640,60 €
Year 5-91,92 €157.500,00 €134.433,21 €
Year 6-91,92 €159.000,00 €131.177,36 €
Year 7-91,92 €160.500,00 €127.872,35 €
Year 8-91,92 €162.000,00 €124.517,43 €
Year 9-91,92 €163.500,00 €121.111,84 €
Year 10-91,92 €165.000,00 €117.654,82 €
Sale of the property after 10 years is tax-free. Annual return on equity: 48% Total profit after 10 years: 46.425,98€
YearSurplus / GrantPerformanceResidual debt
Year 1-91,92 €150.000,00 €146.979,28 €
Year 2-91,92 €150.000,00 €143.912,93 €
Year 3-91,92 €150.000,00 €140.800,28 €
Year 4-91,92 €150.000,00 €137.640,60 €
Year 5-91,92 €150.000,00 €134.433,21 €
Year 6-91,92 €150.000,00 €131.177,36 €
Year 7-91,92 €150.000,00 €127.872,35 €
Year 8-91,92 €150.000,00 €124.517,43 €
Year 9-91,92 €150.000,00 €121.111,84 €
Year 10-91,92 €150.000,00 €117.654,82 €
Sale of the property after 10 years is tax-free. Annual return on equity: 32% Total profit after 10 years: 31.425,98€
YearSurplus / GrantPerformanceResidual debt
Year 1-91,92 €148.500,00 €146.979,28 €
Year 2-91,92 €147.000,00 €143.912,93 €
Year 3-91,92 €145.500,00 €140.800,28 €
Year 4-91,92 €144.000,00 €137.640,60 €
Year 5-91,92 €142.500,00 €134.433,21 €
Year 6-91,92 €141.000,00 €131.177,36 €
Year 7-91,92 €139.500,00 €127.872,35 €
Year 8-91,92 €138.000,00 €124.517,43 €
Year 9-91,92 €136.500,00 €121.111,84 €
Year 10-91,92 €135.000,00 €117.654,82 €
Sale of the property after 10 years is tax-free. Annual return on equity: 17% Total profit after 10 years: 16.425,98€
Investment property Example value: € 330,000 Interest rate: 1,5% Redemption: 2.0% p.a. Equity capital employed: 21.450 € (corresponds to the ancillary purchase costs) I assume the following performance over the next 10 years:
YearSurplus / GrantPerformanceResidual debt
Year 1510 €346.500,00 €323.354,42 €
Year 2510 €363.000,00 €316.608,49 €
Year 3510 €379.500,00 €309.760,66 €
Year 4510 €396.000,00 €302.809,41 €
Year 5510 €412.500,00€295.753,17 €
Year 6510 €429.000,00 €288.590,36 €
Year 7510 €445.500,00 €281.319,35 €
Year 8510 €462.000,00 €273.938,53 €
Year 9510 €478.500,00 €266.446,24 €
Year 10510 €495.000,00 €258.840,78 €
Sale of the property after 10 years is tax-free. Annual return on equity: 112% Total profit after 10 years: 241.259,22€
YearSurplus / GrantPerformanceResidual debt
Year 1510,00 €336.600,00 €323.354,42 €
Year 2510,00 €343.200,00 €316.608,49 €
Year 3510,00 €349.800,00 €309.760,66 €
Year 4510,00 €356.400,00 €302.809,41 €
Year 5510,00 €363.000,00 €295.753,17 €
Year 6510,00 €369.600,00 €288.590,36€
Year 7510,00 €376.200,00 €281.319,35 €
Year 8510,00 €382.800,00 €273.938,53 €
Year 9510,00 €389.400,00 €266.446,24 €
Year 10510,00 €396.000,00 €258.840,78 €
Sale of the property after 10 years is tax-free. Annual return on equity: 66% Total profit after 10 years: 142.259,22€
YearSurplus / GrantPerformanceResidual debt
Year 1510,00 €333.300,00 €323.354,42 €
Year 2510,00 €336.600,00 €316.608,49 €
Year 3510,00 €339.900,00 €309.760,66 €
Year 4510,00 €343.200,00 €302.809,41 €
Year 5510,00 €346.500,00 €295.753,17 €
Year 6510,00 €349.800,00 €288.590,36€
Year 7510,00 €353.100,00 €281.319,35 €
Year 8510,00 €356.400,00 €273.938,53 €
Year 9510,00 €359.700,00 €266.446,24 €
Year 10510,00 €363.000,00 €258.840,78 €
Sale of the property after 10 years is tax-free. Annual return on equity: 51% Total profit after 10 years: 109.259,22€
YearSurplus / GrantPerformanceResidual debt
Year 1510,00 €330.000,00 €323.354,42 €
Year 2510,00 €330.000,00 €316.608,49 €
Year 3510,00 €330.000,00 €309.760,66 €
Year 4510,00 €330.000,00 €302.809,41 €
Year 5510,00 €330.000,00 €295.753,17 €
Year 6510,00 €330.000,00 €288.590,36€
Year 7510,00 €330.000,00 €281.319,35 €
Year 8510,00 €330.000,00 €273.938,53 €
Year 9510,00 €330.000,00 €266.446,24 €
Year 10510,00 €330.000,00 €258.840,78 €
Sale of the property after 10 years is tax-free. Annual return on equity: 36% Total profit after 10 years: 76.259,22€
YearSurplus / GrantPerformanceResidual debt
Year 1510,00 €326.700,00 €323.354,42 €
Year 2510,00 €323.400,00 €316.608,49 €
Year 3510,00 €320.100,00 €309.760,66 €
Year 4510,00 €316.800,00 €302.809,41 €
Year 5510,00 €313.500,00 €295.753,17 €
Year 6510,00 €310.200,00 €288.590,36€
Year 7510,00 €306.900,00 €281.319,35 €
Year 8510,00 €303.600,00 €273.938,53 €
Year 9510,00 €300.300,00 €266.446,24 €
Year 10510,00 €297.000,00 €258.840,78 €
Sale of the property after 10 years is tax-free. Annual return on equity: 20% Total profit after 10 years: 43.259,22€

In the media

Our Logo Explains The 360° Concept.

Your investment in a property as a capital investment

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1

YOUR INCOME PROPERTY AS A STABLE INVESTMENT.

Benefit from the steadily increasing demand for rental flats. A rented condominium combines the advantages of many different types of investment: security, protection against inflation, attractive returns, crisis protection and much more.

2

POSITION, POSITION, POSITION

Your future income property is located in an economically strong location or in a university town. Macro and micro locations are selected on the basis of selected criteria in such a way that the property increases in value over the long term and generates good returns in the long term.

3

CONSTRUCTION SUBSTANCE

Two surveyors independently check the building fabric of the property to protect you from unexpected renovation costs.

4

FINANCING

The cooperation with 300 banks guarantees you the best possible conditions. We also offer financing independent of the acquisition of a income property.

5

ADMINISTRATION (Optional)

So that you can sit back in peace, we take care of tenant management & administration or when the tap drips at night. With this approach, you have no work to do with the property when it comes to operations.

6

360° CONCEPT

At Meine-Renditeimmobilie.de you receive all the services listed from a single source. We do not charge an external commission for our services.

7

WEALTH CREATION

Place the development of your personal real estate portfolio in our trustworthy hands. From a net income of € 2,000 per month, you have the option of direct investment in a income property.

Why an all-round carefree package?

Conventional real estate purchase

  • Search for an object and select it yourself without professional knowledge

  • Financing advice from dependent and expensive advisor

  • Independent tenant management

  • Independent management of the property

360° Package

from Meine-Renditeimmobilie.de

  • Properties in selected, economically strong locations with very good building fabric

  • Optimal financing conditions through cooperation with more than 300 banks

  • Complete tenant management with tenant search

  • Professional management of your property

In 6 steps To the income property

  • 1

    Initial interview

    Arrange a non-binding initial meeting with one of our experts to learn more about the possibilities of income properties.

  • 2

    Find property

    In the second step, we find the right property for you that exactly meets your requirements.

  • 3

    Financing concept

    We find the optimal financing for you and accompany you from the first step.

  • 4

    Viewing and notary appointment

    We accompany you to the viewing of your future property. The same applies to the notary appointment.

  • 5

    Generate passive income

    While you can sit back and relax, we will take care of all aspects of your new property (renovation work, tenant management, property management) if you wish.

  • 6

    BUILD UP REAL ESTATE ASSETS

    Build up your real estate assets little by little. Our average client bought his second property 11 months after the first.

In 6 steps To the income property

  • 1

    Initial interview

    Arrange a non-binding initial meeting with one of our experts to learn more about the possibilities of income properties.

  • 2

    Find property

    In the second step, we find the right property for you that exactly meets your requirements.

  • 3

    Financing concept

    We find the optimal financing for you and accompany you from the first step.

  • 4

    Viewing and notary appointment

    We accompany you to the viewing of your future property. The same applies to the notary appointment.

  • 5

    Generate passive income

    While you can sit back and relax, we will take care of all aspects of your new property (renovation work, tenant management, property management) if you wish.

  • 6

    BUILD UP REAL ESTATE ASSETS

    Build up your real estate assets little by little. Our average client bought his second property 11 months after the first.

An impressively simple calculation

An income property can be free of additional payments from the first day (see example above: Here a monthly surplus of just under 4 euros is generated)

Real Estate Investment 360 Degree Package

Condominium management is also available to you as an optional service of the 360° package.

Example object (sold)

One of our income properties in Stuttgart 

Real estate as an investment

Real estate as an investment

Buy a property and rent it out. The principle: The tenant indirectly repays the bank loan for you. Tax-free sale of the property possible after 10 years (appreciation is tax-free).

Who can?

Anyone with a net income of at least €2,000.

The implementation

With the 360° package from Meine-Renditeimmobilie, our clients have an advisor at their side who takes care of everything from property selection to financing and management.

The result

An important building block for your personal retirement provision is done. A secure investment in your future with a property as a financial investment.

Real estate as an investment

Real estate as an investment

Buy a property and rent it out. The principle: The tenant indirectly repays the bank loan for you. Tax-free sale of the property possible after 10 years (appreciation is tax-free).

Who can?

Anyone with a net income of at least €2,000.

The implementation

With the 360° package from Meine-Renditeimmobilie, our clients have an advisor at their side who takes care of everything from property selection to financing and management.

The result

An important building block for your personal retirement provision is done. A secure investment in your future with a property as a financial investment.

Our customers buy again.

Rating of Fr4n4tic

My-return-real-estate.com was recommended to me and I had an initial informational interview. We hit it off right away. The young, dynamic team takes care of everything so that the customer has hardly any effort. The opportunities that arise from this are almost unlimited. I will definitely recommend you to others. Keep up the good work!

Rating of Fr4n4tic

Evaluation by Elisa Mausinger

I have financed my new rented out apartment with my meine-renditeimmobilie. Through the financing calculator I became aware of Meine-Renditeimmobilie.de. My clerk has prepared an interest rate comparison for me from countless banks and made me an unbeatable offer. Very friendly on the phone and very fast (!) processing. I was relieved of a lot of work - I will certainly be back with the team again when my next property comes up.

Evaluation by Elisa Mausinger

Rating by S. Ullrich

Super friendly and sympathetic team that is always there to help and advise and takes care of almost all the work involved in acquiring real estate. I can only recommend this great concept and the resulting possibilities to everyone and I am already looking forward to the next property together with Meine-Renditeimmobilie.

S. Ullrich

FAQ

Answers to your questions

Take a look at our sample calculation to see how anyone can invest in a property as a capital investment today - from 0 euros per month. Especially with low bank interest rates, buying a property as an investment is all the more worthwhile.

The flats are located in economically strong locations or in university towns such as Frankfurt a.M., Heidelberg or Hockenheim.

Depending on the property and location, the rental yield is between 3.5% and 6%. Good real estate as an investment yields 4% upwards.

Only the ancillary purchase costs must be contributed as equity capital. These consist of the notary and land registry costs (usually 2% of the purchase volume), as well as the land transfer tax (between 3.5% and 6.5% of the purchase volume depending on the federal state).

However, it is also possible to finance your investment property with €0 equity (so-called 110% financing). Simply contact one of our experts to find out more about the concept of a property as an investment.

As IHK-certified specialists for financing and real estate, we are at your side with advice and support from the very first moment. Through our cooperation with over 300 banks, we will find the optimal financing concept for you with the best conditions on the market.

Two appraisers independently check the building fabric of the flats and thus safeguard you.

Our team of advisors will be happy to provide you with a free and non-binding consultation. The concept of Meine-Renditeimmobilie.de will be presented to you and your personal options will be discussed - regardless of whether your goal is to provide for your old age, to prepare for inheritance or to move into a rented property in the future. 

No. Property consulting is the core of our service, which can be enriched by additional offers. Through our financing expertise, we can realise the most favourable interest rate for your investment property(s) by comparing 300 banks. In addition, we are happy to take over the on-site selection of property and rental management, if you wish.

Please allow approx. 6 weeks for this to happen.

This is generally possible at your request. We provide advice throughout Germany. 

The 360° concept of Meine-Renditeimmobilie.de provides for extensive support from our team of advisors, so that all you have to do is submit the requested documents and attend the notary appointment (we will be happy to accompany you during this process to be available for any questions)

The service is free of charge for you, but not for nothing. Our partner companies pay us financially - all we want from you is active recommendation, provided you are satisfied with our work.

Yes, we will take into account all funding options for you, such as tax benefits, KfW funding etc.

Your direct line to us

Our customers rate us with 5 stars on various platforms.

Rating Meine-Renditeimmobilie.de

Competence and experience

The leadership team at Meine-Renditeimmobilie.de firmly believes in the success of real estate as an investment for normal earners. We ensure that real estate no longer remains a privilege of the top 3 percent.

Patrick Weiler

Patrick Weiler

Managing Director Real Estate Acquisition and Portfolio Expansion

More about Patrick Weiler

Fabian Winkler

Fabian Winkler

Managing Director Sales

More about Fabian Winkler

Christoph Weiler

Christoph Weiler

Managing Director Investment Properties and Financing

More about Christoph Weiler

Ferdinand Guggenberger

Ferdinand Guggenberger

Managing Director Marketing and Digital

More about Ferdinand Guggenberger

Anna Kern

Anna Kern

Interior design and rental

Valentin Sendelbach

Valentin Sendelbach

Apprentice real estate loan broker

Dominik Schlößer

Dominik Castles

Dominik Castles 

Sales Manager

Jochen Braun

Jochen Braun 

Sales consultant

Security team

Security team

Lila & Nacho beat unwanted visitors to the run!

Competence and experience

The leadership team at Meine-Renditeimmobilie.de firmly believes in the success of real estate as an investment for normal earners. We ensure that real estate no longer remains a privilege of the top 3 percent.

Patrick Weiler

Patrick Weiler

Managing Director Real Estate Acquisition and Portfolio Expansion

More about Patrick Weiler

Fabian Winkler

Fabian Winkler

Managing Director Sales

More about Fabian Winkler

Christoph Weiler

Christoph Weiler

Managing Director Investment Properties and Financing

More about Christoph Weiler

Ferdinand Guggenberger

Ferdinand Guggenberger

Managing Director Marketing and Digital

More about Ferdinand Guggenberger

Anna Kern

Anna Kern

Interior design and rental

Valentin Sendelbach

Valentin Sendelbach

Apprentice real estate loan broker

Dominik Schlößer

Dominik Castles

Dominik Castles 

Sales Manager

Jochen Braun

Jochen Braun 

Sales consultant

Security team

Security team

Lila & Nacho beat unwanted visitors to the run!